Terms & Conditions
Last Updated: July 16, 2026
By accessing or using the California Transit Indemnity Pool (“CalTIP”) website (“Site”), you agree to be bound by these Terms and Conditions of Use (“Terms”) and all applicable laws and regulations. If you do not agree to these Terms, please do not use this Site.
CalTIP reserves the right to modify these Terms at any time. Continued use of the Site following the posting of changes constitutes acceptance of those changes.
Website Purpose
The information provided on this Site is intended to support CalTIP members and prospective members by providing educational resources, risk management information, program details, event information, news, publications, and other materials related to public transit risk pooling.
Nothing on this Site creates a contractual obligation or modifies the terms of any coverage document, participation agreement, memorandum of coverage, policy, or governing document issued by CalTIP.
Intellectual Property and Copyright
All content available on this Site, including but not limited to text, graphics, logos, icons, images, videos, publications, downloads, software, code, design elements, and other materials, is owned by or licensed to CalTIP and is protected by United States copyright, trademark, and other applicable intellectual property laws.
CalTIP grants visitors a limited, non-exclusive, non-transferable license to access and use Site content for personal, educational, informational, and non-commercial purposes.
Except as expressly permitted by law, you may not:
- Reproduce, republish, distribute, modify, transmit, display, perform, or create derivative works from Site content;
- Remove copyright, trademark, or proprietary notices;
- Use Site content for commercial purposes without prior written authorization from CalTIP; or
- Use CalTIP trademarks, logos, or branding without permission.
Requests for permission to reproduce or use Site content may be submitted through the Contact Us page.
No Legal, Insurance, or Professional Advice
Information provided on this Site is for general informational and educational purposes only.
Content relating to risk management, regulatory compliance, employment practices, accessibility requirements, workplace safety, insurance, claims management, human resources, governance, or other operational matters should not be construed as legal, insurance, financial, or professional advice.
Users should consult qualified legal counsel, insurance professionals, or other appropriate advisors regarding their specific circumstances. Reliance upon any information provided through this Site is at the user’s own risk.
Site Availability and Accuracy
CalTIP strives to provide accurate and current information; however, we do not guarantee that all content is complete, accurate, current, or error-free.
CalTIP reserves the right to:
- Modify or remove content without notice;
- Discontinue portions of the Site;
- Restrict access to certain content or features;
- Correct inaccuracies or omissions at any time; and
- Update Site materials as deemed necessary.
Acceptable Use
You agree to use the Site only for lawful purposes.
You may not:
- Violate any applicable law or regulation;
- Interfere with the security or operation of the Site;
- Attempt to gain unauthorized access to any system, account, or network;
- Upload viruses, malware, malicious code, or harmful content;
- Impersonate another individual or organization;
- Submit false or misleading information;
- Use the Site in a manner that could damage, disable, overburden, or impair Site functionality;
- Harass, threaten, abuse, defame, discriminate against, or otherwise harm others; or
- Use the Site for unauthorized commercial solicitation.
CalTIP reserves the right to restrict or terminate access for violations of these Terms.
User Submissions
Any information submitted through forms, surveys, registrations, applications, event signups, feedback mechanisms, or other Site features may be used by CalTIP for the purpose for which it was provided.
By submitting information through this Site, you represent that:
- You have the right to provide the information;
- The information is accurate to the best of your knowledge; and
- The submission does not violate any applicable law or third-party rights.
CalTIP reserves the right to remove, refuse, or disregard any submission that it determines to be unlawful, inaccurate, inappropriate, or inconsistent with the purpose of the Site.
Third-Party Links
This Site may contain links to third-party websites, services, or resources provided for convenience and informational purposes.
CalTIP does not control, endorse, monitor, or guarantee the accuracy, security, accessibility, availability, or privacy practices of third-party websites. Accessing external websites is done entirely at your own risk.
Users are encouraged to review the privacy policies, accessibility statements, and terms of use of any third-party websites they visit.
CalTIP welcomes feedback regarding broken links or inaccessible content but assumes no responsibility or liability for third-party content or websites.
CalTIP does not warrant that the Site will be free from viruses, malware, security vulnerabilities, or other harmful components.
Limitation of Liability
To the fullest extent permitted by law, CalTIP, its governing board, officers, employees, consultants, contractors, service providers, and agents shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from:
- Use of or inability to use the Site;
- Reliance on Site content;
- Errors or omissions in Site content;
- Site interruptions, delays, security incidents, or system failures; or
- Third-party content, services, or linked websites.
Where limitations on liability are restricted by law, liability shall be limited to the greatest extent permitted by applicable law.
Indemnification
You agree to indemnify, defend, and hold harmless CalTIP and its officers, directors, employees, consultants, contractors, and agents from and against any claims, liabilities, losses, damages, expenses, and costs, including reasonable attorneys’ fees, arising from:
- Your use of the Site;
- Your violation of these Terms;
- Your violation of any applicable law; or
- Your infringement of the rights of any third party.
Privacy
Your use of this Site is also governed by the CalTIP Privacy Policy, which is incorporated into these Terms by reference.
We encourage users to review the Privacy Policy to understand how personal information may be collected, used, and protected.
Website Accessibility
CalTIP is committed to ensuring digital accessibility for all users, including individuals with disabilities. We believe everyone should be able to access the information, services, and resources available through our website.
Our Commitment
We strive to make our website accessible and usable in accordance with recognized accessibility standards, including the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA, and applicable requirements of the Americans with Disabilities Act (ADA) and related federal and California accessibility requirements.
Accessibility Measures
To promote accessibility, CalTIP endeavors to:
- Provide text alternatives for meaningful non-text content;
- Maintain sufficient color contrast and visual readability;
- Support keyboard navigation for major website functions;
- Use clear page structures, headings, and semantic HTML;
- Maintain consistent navigation throughout the website;
- Design content that is understandable and readable;
- Evaluate accessibility through ongoing testing and review; and
- Address identified accessibility barriers when reasonably possible.
Ongoing Improvement
Accessibility is an ongoing effort. CalTIP regularly reviews website content, functionality, and design to improve accessibility and user experience. As technologies and standards evolve, we will continue to evaluate and implement reasonable improvements to support accessibility for all users.
Accessibility Assistance and Feedback
If you experience difficulty accessing any content on this Site, encounter an accessibility barrier, or have suggestions for improvement, please contact us.
When contacting us, please include:
- The webpage or content you were attempting to access;
- A description of the issue encountered; and
- Any assistive technology, browser, or device being used, if applicable.
CalTIP will make reasonable efforts to provide accessible alternatives and respond to accessibility-related concerns in a timely manner.
Third-Party Content
Some content or services on this website may be provided by third parties. While CalTIP encourages vendors and partners to meet accessibility standards, we cannot guarantee the accessibility of third-party content that is not under our direct control.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.
Any legal action arising from these Terms or use of the Site shall be brought in a court of competent jurisdiction within the State of California.
Contact Information
Questions regarding these Terms and Conditions, website accessibility, or other website-related matters may be directed to: