Coverage Information

CalTIP’s mandatory Liability Program provides protection against covered losses wherein the member is legally liable for bodily injury or physical damage caused by either the member itself or an owned vehicle. CalTIP’s pooled and excess coverage, combined with various self-insured retention options, provides general liability, public officials’ errors & omissions, and auto liability.

CalTIP’s optional Vehicle Physical Damage Program provides members with comprehensive and collision coverage to transit, staff, and maintenance vehicles. The program is structured to include both self-funded (pooled) and purchased coverage.